Title Credit Analyst
Position Level Junior Level
Governorate Cairo
Division Corporate Credit & Syndication Loans
Description Analysis of the corporate cases to be channeled to the approving authorities .
Job Requirements • University Degree
• Bachelor degree in Accounting, Business Administration, Statistics, economy, banking, finance and investment
• Overall grade “Good” at least
• Prefer language schools or language sections graduates
• Batches from 2011 till 2015
• Excellent command of PC skills especially (MS Office) package
• Excellent command of the english language
Responsibilities Preparation of Credit Proposal Memos “CPMs” and perform spreading and financial analysis for the client’s financial statements
Assists in the achievement of the required conventional tasks of the Credit officers and Team leaders
Accountable relationship officer for at least 5 credit files
Assist in the preparation of scientific projection, in order to monitor ability of payment of medium/long term exposure and tenor.
Assist in conduct and preparation of a detailed and accurate financial and market study in a timely and coherent manner to assess the financial standing and market positioning of existing/new clients within a specific industry.
Attend client calls with superiors.
Prepare Call memos that summarize key issues raised during the client call.
Prepare Credit Proposal Memos “CPMs” that present the proposed facility package and the associated Terms & Conditions.
Prepare an Interim Review regarding contracts financing , special transactions and amendments in facility’s original Terms and Conditions
Reviewing facilities agreements and documentation and ensuring its compliance with approvals obtained from the designated committees.
Follow up and closely monitor accounts on a regular basis to ensure that approved limits abide to terms and conditions.
Organize credit files and regularly update them to include latest financials, CBE and Credit Information Reports, recent Commercial Register in addition to all necessary documents.
Perform periodical credit analysis to assess and ensure creditworthiness.
Gather raw data about a minimum of one sector and assist his superiors in transforming such data into useful information worthy of enclosure in a comprehensive market research.
Preparation of all Internal Memos regarding credit accounts handled by Senior/relationship officer as well as large & Medium corporate Manager.
Preparation of letters addressed to Corporate Clients, Financial and Legal Institutions.
Properly transfer the audited financial statements into the standard format (spreads) to derive the relevant ratios analyzing each single account.
Study the notes to the audited financial statements that should affect the referenced analysis.
Start Date 26-August-2015
End Date 09-September-2015
التقديم من هنا
